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Saturday, June 7, 2008

Consumer Debt Relief is the First Step to Financial Freedom

True consumer debt relief means getting out of debt altogether, once and for all, never to go back into debt ever again.

Let's put it in basic terms: The only real debt relief comes from not having any debt at all. There's a reason they call it "relief" - when you pay it all off, and you finally get that monkey off your back, it's a genuine emotional and physical relief.

You'll wonder why you didn't do it sooner.

Credit card companies operate on a lie. They tell people that having a credit card means freedom. What they mean is freedom to buy things you cannot otherwise afford! Freedom to travel! Freedom to spend more money than you actually have!

In reality, of course, the opposite is true. Having a credit card means NOT being free, because you're always obligated to your creditors, burdened with consumer debt.

Relief comes only from paying off the debt - which sadly, most Americans never actually get around to doing.

So many people spend their entire lives beholden to these faceless, greedy creditors, paying a fortune in interest and fees. Does that sound like "freedom" to you?

True freedom means being a smart consumer. Consumer debt relief should be your number one priority right now. Getting rid of those obligations is the only way to experience true financial freedom.

You'll feel peace of mind, too, knowing that when you collect your paycheck every week, all of that money is YOURS. None of it has to go to the credit card companies or other creditors.

As a result, you'll have more money to save, to invest, to take care of your family - in other words, real freedom.

Imagine that someone came to you right now with a great business opportunity, something sure to turn a good profit. You've checked it out, everything looks good, and all you need is a few thousand dollars to get involved.

Would you be able to come up with that money without going into debt? Most Americans couldn't. Most people are so neck-deep in debt that they don't have any substantial savings. So when great opportunities come their way, many people have to take a pass on what could have been an opportunity of a lifetime.

Consumer debt relief means being able to take advantage of the things life has to offer. It means being the master of your own destiny, able to do what YOU want to do with your money.

You'll never experience true peace of mind, independence, and personal freedom as long as you're weighed down with debt. Make the decision NOW to get out of debt once and for all.

Debt-to-Income.com has resources and tools to help you along the way. It's a decision you'll never regret.

Richard Gorham is the founder and President of Leadership-Tools, Inc. His web site, http://www.leadership-tools.com is dedicated to providing free tools and resources for today's aspiring leaders. Offering high-quality tools in the areas of Business Planning, Leadership Development, Customer Service, Sales Management and Team Building.

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